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Use Credit Wisely This Festive Season

It’s no secret that South Africans have really been feeling the credit crunch as of late. With silly season right around the corner, we’re all frantically trying to shop for the best deals while still giving our families a dream Christmas.

HiFi Corp would really like to work with our customers to help them afford the things they really want and need. Offering credit to our customers is our way of making products, consumers need, more affordable. That is why we have so many payment options for you to choose from.

One of these options is to apply for credit. In order to ensure you are successful with your application, we would like to share our process with you. First things first, you need to understand your credit profile to evaluate the offer of credit you will qualify for. The good news is, buying on credit actually improves your credit score by showing the Credit Bureau that you’re a responsible borrower. Making your payments on time, checking your statements and staying ahead of the game will ensure your credit rating is healthy and you’re on track to getting credit for your next big purchase.

 

 

In order to begin the process of applying for credit, you can click here (LINK) and follow the steps on our website. This will take a few minutes to complete, but the more accurate information we have, the faster your application will be processed and approved. We also have an SMS service to see if you qualify for credit.Simply SMS your South African ID Number to 43898. Alternatively, you can visit one of our stores and begin the application process with a store consultant at your convenience.

Often, consumers are confused when being refused their desired amounts as they’ve not taken into account all the other credit purchases they’ve made or any that they may have defaulted on previously. You should be aware that the Bureau is the stamp of approval needed for us to give you the credit you’re seeking. If your requested amount is declined, you may contact them to go through your profile and discuss how you can improve it going forward. Your credit profile is your gateway to negotiate the terms of credit you desire. Maintain a good profile to ensure you always get the best offer possible to make purchases.

 

 

HiFi Corp makes receiving and reading your monthly statements easy and stress free. Our website gives you easy access to your statement with quick tutorials on how to read your statement and what to look out for. Log into your account to check your statement. You will also receive a “track your statement” SMS that will help remind you to stay on top of your upcoming payments

 

 

Choosing a payment option that works best for you will ensure you can pay off your item comfortably. HiFi Corp offers flexible payment terms which will make your dream purchases all the more affordable.

Planning your purchase is exciting and so is checking out the specs of the items you would like to buy. Check out our wide range of TV’s, tech and home appliances at great prices that will guarantee to meet your desires.

Our service consultants will be happy to talk you through any questions you may have about the process, so please call us on 0860 459 459.

Finally, with Black Friday South Africa coming up and guaranteed great deals on offer, begin your application early to avoid any disappointment and Happy Shopping.