The great thing about most T's & C's is that they are pretty standard and always there, unless promotion or product specific. You can always take the time to go through them at your leisure, even before getting that sleek Samsung side-by-side fridge with a water dispenser that you've always wanted. You can always do your price check and shopping around, and also read the terms while you’re at it.
You deserve to be protected, and to always get the best out of your purchase, from insurance to warranty and repairs. Empower yourself by taking in all the information at your disposal.